Average net income
BAM 1,448Exchange rate unavailable
CHF 5,904Exchange rate unavailable
Bosnia and Herzegovina vs Switzerland: Cost of Living Comparison
Two countries, different ways of life.
Compare income, living costs excluding rent and purchasing power for the same products.
Bosnia and Herzegovina · average monthly net salaryBAM 1,448Exchange rate unavailable Switzerland · average monthly net salaryCHF 5,904Exchange rate unavailableBAM 1,448Exchange rate unavailableCHF 5,904Exchange rate unavailableLiving costs (excluding rent)
BAM 1,123Exchange rate unavailableCHF 1,378Exchange rate unavailableFamily of four costs (excluding rent)
BAM 3,938Exchange rate unavailableCHF 5,063Exchange rate unavailablePetrol 95 (1 litre)
BAM 3.20Exchange rate unavailableCHF 2.03Exchange rate unavailableApple iPhone 18 Pro 256GB
BAM 3,369Exchange rate unavailableCHF 1,199Exchange rate unavailableEssential Living Costs Compared
Bars show each expense as a share of net salary in its own country.
| Expense | Salary share | Bosnia and Herzegovina | Switzerland |
|---|---|---|---|
| Living costs (excluding rent) | BAM 1,123.00Exchange rate unavailable | CHF 1,378.40Exchange rate unavailable | |
| Family of four costs (excluding rent) | BAM 3,937.50Exchange rate unavailable | CHF 5,062.50Exchange rate unavailable | |
| Petrol 95 (1 litre) | BAM 3.20Exchange rate unavailable | CHF 2.03Exchange rate unavailable | |
| Diesel (1 litre) | BAM 3.51Exchange rate unavailable | CHF 2.33Exchange rate unavailable | |
| LPG (1 litre) | BAM 1.37Exchange rate unavailable | CHF 1.19Exchange rate unavailable |
Purchasing Power Overview
Sourced expenses relative to average net salary; not a quality-of-life score.
Bosnia and Herzegovina and Switzerland: details that can change the decision
Read country averages alongside local housing choices and access to the same product.
Bosnia and Herzegovina · The impact of housing choice
Bosnia and Herzegovina has 2 recorded cities whose central one-bedroom rents range from BAM 794–BAM 805; this is neither a national rent average nor a distribution of all listings.
| City | Centre / outside centre | Source date |
|---|---|---|
| Sarajevo | BAM 794 / BAM 542 | 2026-09-18 |
| Banja Luka | BAM 805 / BAM 539 | 2026-07-31 |
Do not relabel national salary as pay in these cities. Compare like-sized homes, included utilities and commuting costs; a lower rent may not translate into an equal saving.
Switzerland · The impact of housing choice
Switzerland has 2 recorded cities whose central one-bedroom rents range from CHF 2,313–CHF 2,519; this is neither a national rent average nor a distribution of all listings.
| City | Centre / outside centre | Source date |
|---|---|---|
| Geneva | CHF 2,313 / CHF 1,752 | 2026-09-12 |
| Zurich | CHF 2,519 / CHF 1,996 | 2026-09-17 |
Do not relabel national salary as pay in these cities. Compare like-sized homes, included utilities and commuting costs; a lower rent may not translate into an equal saving.
The same product, a different income burden
The comparison below uses same-model records with prices in both countries. Working days do not deduct living costs and are not an actual savings timeline.
| Product | Bosnia and Herzegovina | Switzerland | Income-relative assessment |
|---|---|---|---|
| Apple iPhone 18 Pro 256GB | 51.2 working days BAM 3,369.00 BAM 2026-09-20 | 4.5 working days CHF 1,199.00 CHF 2026-09-20 | Switzerland: 46.7 fewer working days; the same model requires a smaller share of average income. |
Which evidence supports this result?
Salary and living costs are compared in each country’s own currency, so their ratio needs no currency conversion. Population describes scale, not prosperity. City and product records can have different dates; the relevant sources and record dates are shown below.
Bosnia and Herzegovina
- Average net income · Source · 2026-09-20
- Living costs (excluding rent) · Source · 2026-09-18
- Population · Source · 2026-09-20
Switzerland
- Average net income · Source · 2026-09-20
- Living costs (excluding rent) · Source · 2026-09-18
- Population · Source · 2026-09-20
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Country data and working time for the same product.
20 September 2026 dataset · Original source dates are preserved. Living costs exclude rent; city rents are not country averages.
IN THE SAME CURRENCY
See what the salaries amount to
Bosnia and Herzegovina
Average monthly net salary
BAM 1,448Exchange rate unavailableNo exchange rate available; local amount retained.
Switzerland
Average monthly net salary
CHF 5,904Exchange rate unavailableNo exchange rate available; local amount retained.
Equivalents use stored exchange rates, not live bank quotes. Rate dates and sources are in the methodology below.
SHARE YOUR COMPARISON
How many working days does an iPhone cost?
Salary, rent, living costs and iPhone working days in one card.
Net salary ÷ 22 working days. Assumes all salary is used for the product; expenses are not deducted.
Single person · monthly costs (excluding rent)
Bosnia and HerzegovinaBAM 1,123.00Exchange rate unavailableSource2026-09-18 SwitzerlandCHF 1,378.40Exchange rate unavailableSource2026-09-18Family of four · monthly costs (excluding rent)
Bosnia and HerzegovinaBAM 3,937.50Exchange rate unavailableSource2026-09-18 SwitzerlandCHF 5,062.50Exchange rate unavailableSource2026-09-18Gasoline 95 · litre
Bosnia and HerzegovinaBAM 3.20Exchange rate unavailableSource2026-09-14 SwitzerlandCHF 2.03Exchange rate unavailableSource2026-09-14Diesel · litre
Bosnia and HerzegovinaBAM 3.51Exchange rate unavailableSource2026-09-14 SwitzerlandCHF 2.33Exchange rate unavailableSource2026-09-14LPG · litre
Bosnia and HerzegovinaBAM 1.37Exchange rate unavailableSource2026-09-14 SwitzerlandCHF 1.19Exchange rate unavailableSource2026-09-14Product prices and working days
Monthly net salary ÷ 22 working days. Country salary is a benchmark, not personal income.
24K gold · 1 gram
Bosnia and HerzegovinaNo dataNot available SwitzerlandNo dataNot availableTesla Model 3 RWD
Bosnia and HerzegovinaNo dataNot available SwitzerlandNo dataNot availablePlayStation 5 Disc
Bosnia and HerzegovinaNo dataNot available SwitzerlandNo dataNot availableApple MacBook Air 13-inch M5 / 16 GB / 512 GB
Bosnia and HerzegovinaNo dataNot available SwitzerlandCHF 1,249.00 CHF4.7 working daysVerified currentSourceApple iPhone 18 Pro 256GB
Bosnia and HerzegovinaBAM 3,369.00 BAM51.2 working daysVerified currentSource SwitzerlandCHF 1,199.00 CHF4.5 working daysVerified currentSourceNike running shoes (mid-range) · benchmark
Bosnia and HerzegovinaBAM 165.06 BAM2.5 working daysproxySource SwitzerlandCHF 126.06 CHF0.5 working daysproxySourceToyota Corolla 1.6 or equivalent new mid-range car
Bosnia and HerzegovinaBAM 42,762.50 BAM649.6 working daysproxySource SwitzerlandCHF 32,500.00 CHF121.1 working daysproxySourceChicken fillet · 1 kg (normalized)
Bosnia and HerzegovinaBAM 13.07 BAM0.2 working daysbenchmarkSource SwitzerlandCHF 23.08 CHF< 0.1 working daysbenchmarkSourceEggs · 12
Bosnia and HerzegovinaBAM 4.85 BAM< 0.1 working daysbenchmarkSource SwitzerlandCHF 6.28 CHF< 0.1 working daysbenchmarkSourceMilk · 1 litre
Bosnia and HerzegovinaBAM 2.21 BAM< 0.1 working daysbenchmarkSource SwitzerlandCHF 1.82 CHF< 0.1 working daysbenchmarkSourceCity rents · not country averages
Bosnia and Herzegovina
Banja Luka: BAM 805
Sarajevo: BAM 794
Switzerland
Geneva: CHF 2,313
Zurich: CHF 2,519
Sources and calculation method
Product price ÷ average monthly net salary × monthly working days. Living expenses are not deducted. Currency equivalents use the ratio of existing euro-based rates. Missing rates produce no conversion.
BAM: No sourced exchange rate record.
CHF: No sourced exchange rate record.
TRY: Rate source · 2026-09-20 14:18:58
Discover More
More about countries, cities and your next chapter.
Related data, sources and methodology
What do the data show?
Bosnia and Herzegovina: costs excluding rent as a share of net salary 77.5%; for one iPhone 51.2 working days. Living costs are not deducted from working time.
Switzerland: costs excluding rent as a share of net salary 23.3%; for one iPhone 4.5 working days. Living costs are not deducted from working time.
Latest source-data date: . Each metric retains its own date and scope.